Parayathu Financiers – Trusted Gold Loan Provider in Kollam, Kerala

Gold Loan by Parayathu Financiers

Secure Gold Loan up to Rs. 2 Lakhs Instantly

We offer maximum loan value against your pledged gold, ensuring you get the highest possible amount based on the current market rate. Our interest rates are kept moderate and competitive to make repayment easier and more affordable. With transparent terms and quick processing, you can access funds without hassle while keeping your gold safe.

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Gold Loan

Secure Gold Loan up to Rs. 2 Lakhs

Quick Disbursal
Transparent Fees and charges
Located at the heart of Koonambaikulam
Dedicated gold loan team

Gold Loan Calculator

Sr. No. Carat (in K) Weight (in Grams) Amount (in Rs.)

Eligible Gold Loan Amount

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Our gold loan offers a maximum loan amount at moderate interest rates, with interest calculated only for the day of pledge, comprehensive insurance coverage for all pledged items, flexible options for bank account transfers for both disbursal and repayment, a tenure extending up to 1 year, and operates during working hours from 9:00 AM to 5:00 PM, with Sundays off.

Calculate your eligible gold loan amount

Sr. No. Carat (in K) Enter Weight (in Grams) Amount (in Rs.)

Eligible Gold Loan Amount

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Note: This is an approximate value. The final value may differ.

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To avail a gold loan as per RBI guidelines in India, customers are required to provide a valid proof of identity (such as Aadhaar card, PAN card, voter ID, or passport), proof of address (like utility bills, bank statement, or ration card), and two passport-size photographs; additional documents may be requested for higher loan amounts or as per lender’s internal policies.

Quick Loan Disbursal Process

Enjoy quick loan disbursal with minimal documentation, getting funds in minutes through a simple, hassle-free process with reliable support.

Safety of Your Gold Jewellery

Your gold jewellery is stored securely in high-security vaults with 24/7 surveillance, ensuring complete safety and peace of mind throughout the loan tenure.

Transparent Fees and Charges

We maintain complete transparency with no hidden fees—our charges are clearly explained upfront, so you know exactly what you're paying for.

Dedicated Gold Loan Team

Our dedicated gold loan team is trained to provide personalized support, guiding you through every step of the loan process with efficiency and care.

Ready to unlock the full value of your gold and get instant funds?

Reach out to us — we're just a click away!

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Common Questions & Answers

Parayathu Financiers offers a fast and hassle-free gold loan process with minimal documentation and quick disbursal, allowing you to get funds within minutes while keeping your gold securely stored.

We store your gold jewellery in high-security vaults with 24/7 surveillance and strict safety protocols, ensuring complete protection throughout the loan tenure.

By leveraging strong industry partnerships and efficient operations, Parayathu Financiers provides moderate and transparent interest rates, making gold loans affordable for all customers.

Our dedicated gold loan team is available to guide you at every step, offering personalized support and prompt answers to ensure a smooth and comfortable borrowing experience.

Benefits of banking with us

Experience secure, convenient, and personalized banking solutions designed to help you achieve your financial goals with ease.

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Competitive Interest Rates

Enjoy competitive interest rates that help you grow your savings faster and get more value from your investments.

Generous Loan amount

Get access to generous gold loan amounts, giving you the financial flexibility you need when it matters most.

Flexible Repayment Options

Benefit from flexible repayment options tailored to suit your financial needs and repayment capacity.

Partnered Success

Achieve your financial goals with a trusted partner committed to your success every step of the way.